Оксана, може iнодi i варто робити то "шо нiколи не робиш", та НЕ "закривати голосовi" разом з новою iнформацiею, яка може колись вам будет користна 🙂
Зайдiть на сайт любого iз Big Five банкiв, та подивиться самi.
In summary, most lenders in Canada allow borrowers to switch from a variable closed to fixed closed mortgage rate without paying a penalty. However, it's important to carefully consider the new fixed rate being offered and understand that this is typically a one-way switch. It's advisable to discuss the specifics with your lender or mortgage advisor before making the change.
Ясно шо там е нюанси - який саме rate запропонують = вiн може бути НЕ такий крутий, як би ви його брали за самого початку, але факт залишаеться фактом - most lenders in Canada allow borrowers to switch from a variable closed to fixed closed mortgage rate without paying a penalty.