Финансы в Канаде
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У вас немного неправильное понимание налогового резидентства в канаде, многие думают что оно наступает через 6мес,но это не так, канада определяет резидентстао на основании significant ties, приехали с семьёй и поселились на долгосрок, вот оно и налоговое резидентство. И если у налоговой возникнут вопросы откуда деньги, то надо будет показать, что это деньги заработаны до резидентства, а не зп
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Спасибо за ответ, смущает тот факт что при подаче ежегодной декларации будет транзакция на сумму с пометкой зарплата. Как потом пояснить что это не в период обладания налоговым резиденством? Конечно выписки и контракты есть, но все же. Путешествие с такими суммами немного рисково.
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Добрый всем, помогите разобраться. В связи с иммиграцией , получен PR, с собой ввозим 500 к, заработанные в течении нескольких лет до иммиграции. Деньги находятся на счету у работодателя и не взымались в течении длительного времени. Данная сумма будет перечисленна в канадский банк по приезду и открытию счета с пометкой, зарплата. Будет ли взыматься налог с данной суммы, логично что нет, поскольку в данный переиод не являлся налоговым резидентом. Но всеже, при подачи ежегодной декларации, возникнут ли вопросы? Возможно ли вьехать в страну с наличными? Чтобы избежать разьяснений в будущем. Спасибо
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Там не всегда моментально доходит, особенно если сумма больше тысячи, или если это бмо банк. У меня там как-то раз больше трех часов шло
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As of august 2023 which US banks can remotely open accounts remotely for Canadians without attending in person any branch in usa, and have a mobile banking app? US bank accounts for non-residents are one of the most powerful tools in the world of international banking. Although most banks in the US require you to show up in person for account opening, there are certain banks that will allow non-residents to open an online bank account remotely¹. Here are some US banks that allow remote account opening for Canadians without attending in person any branch in USA and have a mobile banking app: - [U.S. Bank](^6^) offers a mobile app that allows you to bank on the go. You can complete simple everyday tasks, have quick access to money management tools, and securely connect your accounts from other financial institutions for a full view of your money. You can enjoy all the features of online banking – and more⁶⁸. - [Wise](^2^) is another option that allows you to open a US bank account with many major Canadian banks. RBC, TD Bank, CIBC, Scotiabank, BMO, and Tangerine all offer US bank accounts for Canadian citizens. This could be a simple option if you already bank with one of these establishments, and you don’t need a US citizenship to apply². - [Payoneer](^3^) is another option that allows you to create a US bank account with only your local address in Canada³. - [GlobalBanks](^1^) offers a service that helps non-residents open accounts in top banking hubs around the world, including the US. They have identified all of the non-resident banking options in the US, to save you time, frustration, and money. If you’re a GlobalBanks USA member, you can start opening US bank accounts remotely right now at real, brick-and-mortar banks without ever visiting the United States¹. I hope this helps! Let me know if there's anything else I can help with 😊. Source: Conversation with Bing, 8/18/2023 (1) US Bank Accounts for Non-Residents [Remote] GlobalBanks. globalbanks.com/us-bank-accounts-for-non-residents/. (2) Mobile app | U.S. Bank Mobile App download. www.usbank.com/online-mobile-banking/mobile-banking.html. (3) Mobile app | U.S. Bank Mobile App download. www.usbank.com/online-mobile-banking/mobile-banking.html. (4) Mobile app | Download our app | U.S. Bank. www.usbank.com/mobile/getapp.html. (5) How to open a US bank account for Canadians - Wise. wise.com/ca/blog/us-account-canada. (6) How to open a US bank account for Canadians - Wise. wise.com/ca/blog/us-account-canada. (7) How to open a US Bank account from Canada | Exterbox. www.exterbox.com/how-open-us-bank-account-canada. (8) How to open a US Bank account from Canada | Exterbox. www.exterbox.com/how-open-us-bank-account-canada. (9) US Bank Accounts for Non-Residents [Remote] GlobalBanks. globalbanks.com/us-bank-accounts-for-non-residents/. (10) Opening a Canadian bank account for US citizens - Wise. wise.com/us/blog/opening-a-bank-account-in-canada. (11) The Best USD Bank Account Options For Canadians in 2023. www.savvynewcanadians.com/best-usd-dollar-bank-account-options-canada/. (12) 6 Best Mobile Banking Apps of August 2023 - Business Insider. www.businessinsider.com/personal-finance/best-mobile-banking-apps. (13) U.S. Bank Access Online Mobile - Apps on Google Play. play.google.com/store/apps/details?id=com.usb.cps.axol.usbc.
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FWIW which US banks can open accounts remotely for Canadian residents, and have a mobile banking app? ChatGPT As of my last knowledge update in September 2021, several US banks were known to offer the option for Canadian residents to open accounts remotely and also had mobile banking apps. However, it's important to note that banking policies and offerings can change, so I recommend verifying the information with the respective banks or checking more recent sources. Some of the banks that were reported to offer this option include: Ally Bank: Ally Bank is an online bank that provides various banking services, including checking and savings accounts. They were known to allow Canadian residents to open accounts remotely. Capital One 360: Capital One 360, the online banking division of Capital One, was known to offer remote account opening to Canadian residents and had a mobile banking app. Charles Schwab: Charles Schwab is primarily known for investment services, but they also offer banking services such as checking and savings accounts. They were reported to allow Canadian residents to open accounts remotely. HSBC US: HSBC is an international bank with a presence in the US. They were known to offer remote account opening for Canadian residents and had a mobile banking app. TD Bank (US): TD Bank has a US division that offers banking services. They were reported to offer remote account opening to Canadian residents and had a mobile banking app. Please keep in mind that the policies and offerings of these banks may have changed since my last update. It's recommended to visit the official websites of these banks or contact their customer service to confirm their current policies regarding remote account opening for Canadian residents and the availability of mobile banking apps. Additionally, you might want to explore other options that may have emerged since my last update.
