Think of the costs associated with having to replace everything you own. What if you came home tomorrow and your apartment had burned down? Where would you go? How would you pay for new clothing, furniture, and appliances? When you ask yourself what tenant insurance covers, you can say yes to all of the above.
Tenant insurance can cover virtually all of your personal possessions. Most policies provide coverage for electronic goods and equipment, small appliances, sports equipment, cameras and photography equipment, furniture, clothing, glassware and china, and books. Items such as computers, jewelry, furs, watercraft, and firearms can also be covered with extended protection. Your tenant insurance policy will include:
Personal property protection
Family liability protection
Guest medical protection
Additional living expenses
Voluntary property protection
