Вы наверное взяли страховку с самой низкой суммой личного участия (deductible), в случае страхового случая. Чем ниже сумма личного участия (deductible), тем выше сумма самой страховки. Deductible options:
You can choose to purchase a lower deductible
level of $500, $300, $200 Standard or $200 Plus.
When you buy a lower deductible, your portion of
any claim is lower. The lower the deductible, the
higher insurance premium you’ll pay to renew your
insurance. Essentially, you pay more to purchase your
insurance coverage, but you’ll pay less if you are in an accident.
