интересно, спасибо. Но все равно странно вот что:
For Wealthsimple Cash and Save clients, any balance in your account(s) is held in trust for you with members of the Canada Deposit Insurance Corporation (CDIC), a federal Crown corporation. CDIC protects eligible deposits held at CDIC member institutions in case of a member institution’s failure.
We have partnered with a number of CDIC-member, Canadian Financial Institutions to take advantage of a combined CDIC eligible coverage amount (up to $300,000 CAD) for our clients in their Cash account.
Although Wealthsimple is not a CDIC member institution, under the trust framework CDIC insures eligible cash balances up to $100,000 per beneficiary, per member institution provided certain disclosure rules are met. Coverage is free and automatic.
For Cash account holders, Wealthsimple may spread client funds across one or multiple CDIC members in order to extend the CDIC coverage to up to $300,000 for eligible deposits.
