Финансы в Канаде
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не сгорает. переносится на следующий год, но при этом общего рума не может быть больше, чем за два года. т.е. на третий год, если ничего не вносить, будет не 24к макс что можно положить, а все те же 16к, что и на второй. на сколько я помню - fhsa так работает.
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Who is eligible? To open an FHSA, you must: -be an individual resident of Canada -be at least 18 years of age -be a first-time home buyer, which means you, or your spouse or common-law partner (“spouse”) did not own a qualifying home that you lived in as a principal place of residence at any time in the year the account is opened or the preceding four calendar years
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То есть, если два года тому назад была квартира в стране исхода, то нельзя открывать?
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По идее нет. Ниже с сайта CRA. Им всегда можно позвонить и уточнить. A "first-time home buyer" for the purpose of opening an FHSA is different than a "first-time home buyer" for the purpose of making a qualifying withdrawal. For purposes of opening an FHSA You will be considered to be a first-time home buyer if you did not, at any time in the current calendar year before the account is opened or at any time in the preceding four calendar years, live in a qualifying home (or what would be a qualifying home if located in Canada) as your principal place of residence that either: you owned or jointly owned your spouse or common-law partner (at the time the account is opened) owned or jointly owned For purposes of a qualifying withdrawal You will be considered to be a first-time home buyer if you did not, at any time in the current calendar year before the withdrawal (except the 30 days immediately before the withdrawal) or at any time in the preceding four calendar years, live in a qualifying home (or what would be a qualifying home if located in Canada) as your principal place of residence that you owned or jointly owned.
